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Animals

Dog insurance

Ensure that your four-legged friend has the best medical care: Whether it be sickness or accident, wau-miau provides you and your dog with optimum protection against unexpected events.
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A dog photographed from above.

Your most important benefits

The unique insurance and service package for your dog
01
Choice of products based entirely on your needs
02
Sickness and accident insurance for the entire year
03
Comprehensive services in alternative and complementary medicine
04
Exclusive coverage
05
Unlimited insurance amounts
06
Free choice of deductible
Monthly premiums
Basic
Clever
Optima
Exclusive
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Overview of benefits
Sum insured
Deductible: CHF 250.–, CHF 500.– or CHF 1'000.–
Assumption of costs
Basic benefits
Veterinary treatments and medicines
Diagnostic tests and radiological examinations
Surgical procedures
Food and accommodation costs
Emergency surcharges
Additional benefits
Transport
Rehabilitation
Complementary/alternative medicine
Prevention
Dental medicine
Chemo and radiation therapy
Hereditary/breed diseases
Euthanasia (putting an animal to sleep), Special feed on prescription, Lost & found service to help locate a missing animal
PocDoc® first aid kit
Intuitive PocDoc® first aid app
Telephone and video consultations via PocDoc®
Monthly premiums
Basic

unlimited

freely selectable

90% (after deductible)

CHF 9.70 and over
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* Figures in CHF. Premiums are invoiced once a year. You can find more information on premium development under “Further information and downloads”.

Clever

unlimited

freely selectable

90% (after deductible)

max. CHF 300.– per calendar year

max. CHF 300.– per calendar year

max. CHF 300.– per calendar year

max. CHF 300.– per calendar year

max. CHF 300.– per calendar year

CHF 17.– and over
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* Figures in CHF. Premiums are invoiced once a year. You can find more information on premium development under “Further information and downloads”.

Optima

unlimited

freely selectable

90% (after deductible)

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. 5'000.– per calendar year

max. CHF 5'000.– per calendar year

max. CHF 500.– per calendar year (for all benefits together)

CHF 26.40 and over
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* Figures in CHF. Premiums are invoiced once a year. You can find more information on premium development under “Further information and downloads”.

Exclusive

unlimited

freely selectable

90% (after deductible)

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 500.– per calendar year

max. CHF 5'000.– per calendar year

max. CHF 5'000.– per calendar year

max. CHF 500.– per calendar year (for all benefits together)

Telemedicine unlimited, max. 5 video consultations per
calendar year

CHF 40.40 and over
Calculate premium

* Figures in CHF. Premiums are invoiced once a year. You can find more information on premium development under “Further information and downloads”.

Further information and downloads

VALIDITY

If your pet is in good health and over 3 months old, we shall be pleased to include it in the policy. Once covered, your pet can remain insured for the rest of its life. wau-miau pet insurance is automatically renewed for a further year unless cancelled at least 3 months before expiry.

CHOICE OF VET

With wau-miau a free choice of vet is guaranteed. ERV recognizes practising vets with a federal diploma or therapists with an equivalent qualification. In addition, they need to belong to the following societies/associations:

Vets
Membership of the “Swiss Veterinary Society” (SVS)

Therapists
No special recognition required

LEGAL INFORMATION

Maximum sums insured and premiums in Swiss francs. All premiums include federal stamp duty. As at March 2025. We reserve the right to make changes to benefits and premiums.

The General Conditions of Insurance (GCI) E473-03.25 apply.

PREMIUM DEVELOPMENT

Due to rising healthcare costs in old age, the premium adjusts over the years. The premium is adjusted to the next highest age group when your pet reaches its third, fifth, seventh, ninth and eleventh birthday. An overview of premiums for dogs can be found here.

WAITING PERIOD

The waiting period is the period of time after the commencement of insurance during which no benefits are paid. The wau-miau policy has the following waiting periods:

  1. Accidents: 10 days after commencement of insurance
  2. Illness: 30 days after commencement of insurance
  3. Hereditary and/or breed-specific illnesses: 90 days after commencement of insurance

Further information on waiting periods can be found in our GCI.
 

General Conditions of Insurance GCI E473
Prospectus
Benefit description
Premium development dogs
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