WHO IS WAU-MIAU PET INSURANCE SUITABLE FOR?
wau-miau is suitable for all pet owners in Switzerland who want to provide their dog or cat with the best medical care at all times.
IS THERE A NO-CLAIMS BONUS WITH WAU-MIAU?
No, there’s no no-claims bonus. The premiums have already been calculated in such a way that no further bonuses or discounts can be given.
Can I choose a vet, and which treatment is covered?
With wau-miau a free choice of vet is guaranteed. ERV recognizes practising vets with a federal diploma or therapists with an equivalent qualification. In addition, they need to belong to the following societies/associations:
Vets: Membership of the “Swiss Veterinary Society” (SVS)
Therapists: No special recognition required
The costs of treatment are only covered if its effect has been scientifically proven and documented.
WHAT’S THE DIFFERENCE BETWEEN A HOUSE CAT AND A FREE-ROAMING CAT?
A house cat spends all its time in a flat or in areas that are not accessible to other cats (balcony, fenced garden, etc.), whereas a free-roaming cat not only spends time at home but also outdoors and is thus exposed to a wide variety of pathogens and dangers.
HOW CAN I INSURE SEVERAL DOGS OR CATS?
You take out one insurance policy per pet.
WHY PET INSURANCE?
wau-miau provides financial protection against the risk of rising veterinary care costs and enables your beloved pets to receive medical care at any time.
FROM WHEN AND UP TO WHAT AGE CAN I INSURE MY DOG OR CAT?
Dogs or cats over 3 months old can be included in the insurance. Once covered, your pet can remain insured for the rest of its life.
A special health examination is required for animals aged 6 or older. We therefore kindly ask you to contact us by e-mail if you wish to insure an older animal.
These questions and answers do not include the entire wording or all the coverage, conditions and exclusions of the proposed insurance contracts. In each case the specific insurance contract and the General Conditions of Insurance (CGI) E473 are decisive.
WHAT DOES ALL-ROUND COVER INCLUDE?
wau-miau is focused on the security needs of dog and cat owners. The new Optima product includes health and accident insurance to cover most veterinary treatment costs incl. hereditary and breed diseases. Chemo and radiation therapies for the treatment of cancer are also covered. The following additional benefits round off all-round cover: Euthanasia (putting to sleep), prescription special food and the lost & found service.
WHERE IS THE POLICY VALID AND FROM WHEN?
wau-miau is valid worldwide. Cover commences as soon as the insurance policy is issued.
FOR WHAT DURATION IS THE CONTRACT CONCLUDED?
The contract is concluded for a period of one year and each year is tacitly renewed for a further year unless it is terminated by the policyholder three months before the end of the insurance period.